Our Privacy Commitment to You -We recognize, respect, and protect the personal privacy rights of all our
customers. We realize that our customers entrust us with personal information and it is our policy to maintain our
customers’ information in a confidential manner. We are committed to providing the highest level of security and
privacy regarding the collection and use of our customers’ personal information, as well as personal information of all
consumers who visit our institution and website.
Confidentiality and Security of Nonpublic Personal Information -We restrict access to nonpublic personal
information about you to those employees and service providers who need to know that information to provide
products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect - We collect nonpublic personal information about you from the
following sources:
-Information we receive from you on applications or other forms
-Information about your transactions with us, our affiliates, or others
-Information we receive from a consumer reporting agency
-Information that you give us by phone, in person, electronically, or by mail
Nonpublic Personal Information We Disclose - We do not disclose, nor do we reserve the right to disclose, any
nonpublic personal information about our customers or former customers to any affiliated or nonaffiliated third parties
except as permitted by law. Sharing of information within the DCB Financial Corp companies is limited to name,
address and account status. The following are types of reporting of nonpublic personal information:
-Reporting of information to local, state, and federal tax authorities
-Providing information when served with a court order
-Reporting information to consumer reporting agencies (credit bureaus)
Notice of Negative Information We may report information about your account to credit bureaus. Late pay-
ments, missed payments, or other defaults on your account may be reflected in your credit report.
Please notify us if we report any inaccurate information about you to any consumer reporting agency. Your written
notice describing the specific inaccuracy should be sent to:
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Customer Identification Procedure When Opening an Account To help the government fight the funding of
terrorism and money laundering activities and to help prevent identity fraud, federal law requires all financial institu-
tions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other
information that will allow us to identify you. We may also ask to see your driver’s license or other identifying
documents. |
